Compare taxi insurance online quote
Taxi insurance online quotes may vary depending on the provider. similar to how not every insurance policy and taxi service is the same, taxi insurance quotes may vary as well. A taxi license and insurance are legally required if you operate any type of vehicle for the purpose of commercial passenger transportation. All private hire vehicles, as well as public hire vehicles like hackney carriages, are required to have taxi insurance. Other things besides the typical black cab are covered by policies.
You can choose the appropriate level of coverage for your company from our panel of insurers, which offers options for MPVs, minibusses, chauffeurs, wedding car drivers, and the transportation of schoolchildren. Similar to other types of auto insurance, third-party-only coverage gets cab price quotes from us. For an affordable taxi insurance online quote, get in touch with our team of experts.
It won’t take long because all we need is a few informational pieces to get your quotes.
a brief description of your cab
Your contact information, whether you own your own business, and details about your taxi, such as its value and mileage.
How you operate your cab
If you operate as a private hire or public hire cab, please let us know, as well as whether any additional drivers need to be added. We also need to know the name of your taxi licencing council.
Security and alterations
Adaptations for passengers with disabilities, such as ramps. It’s also possible that purchasing security tools like CCTV or trackers and alarms that have received Thatcham approval will be less expensive. either third-party fire and theft or fully comprehensive coverage.
Check out the insurance costs for taxis right now.
Additional steps you can take to locate affordable taxi insurance in the UK
You can be sure that insuring your PHV or black cab will cost you more than it would if you were getting ordinary auto insurance, whether you drove a saloon taxi, hackney carriage, people carrier, or minibus.
Since cabs are typically on the road more, are more likely to drive at night, and are also more likely to spend time in densely populated regions, insurance companies have decided that taxi drivers are more likely to be involved in a road traffic accident than the average automobile driver.
What makes taxi insurance online quote necessary?
If you work as a cab driver, you must get taxi insurance. When you operate a vehicle that is being used for commercial hire, it is intended to safeguard you, your vehicle, and your clients. A complete taxi driver’s licence is required to apply for a policy.
From classic black cabs to ride-hailing services like Uber, insurance plans can cover all kind of taxi service. Importantly, having the proper kind of car coverage allows you to defend your livelihood in the event that a claim is brought against you.
How to cut down the cost of Taxi Insurance
You’ll be happy to find that there are a few things you can do to improve your chances of receiving a reasonably low insurance quotation for your taxi.
Respect the law: When all other factors are equal, a taxi driver with a spotless driving record will typically find that they are offered less expensive taxi car insurance than a driver with a history of speeding tickets or other moving violations. Therefore, following traffic laws and speed restrictions is wise not only from a safety standpoint but also economically.
Have your cab frequently serviced: Whether or not you choose to purchase a separate policy for breakdown protection, having your taxi regularly serviced could reduce the likelihood that a mechanical issue will result in a collision. Less collision risk should translate into less expensive taxi insurance when it comes time to renew your policy.
Choose less expensive vehicles: Your insurance will probably cost more if your cab is a high-end car, an import, or has been customized. Therefore, you can discover that choosing a less expensive minicab for your taxi business also results in less expensive minicab insurance.
Instead of public hire insurance, use private hire insurance: In city centers, where accidents are more common, black cabs and other public hire taxicabs sometimes spend more time. Public hire taxi insurance is typically more expensive than private hire insurance since black taxis and other public hire taxicabs frequently spend more time in city centers, where accidents are more likely to happen.
Prior to comparing taxi insurance quotes, do you still have any pressing questions? Get in touch with our team to get more information on taxi insurance online quotes.